Budget planner
Compare monthly spending with a 50/30/20 guideline.
Your estimate
Unallocated / over-budget amountBDT 0.00
- 50% needs guideline
- BDT 25,000.00
- 30% wants guideline
- BDT 15,000.00
- 20% savings guideline
- BDT 10,000.00
- Entered needs
- BDT 25,000.00
- Entered wants
- BDT 15,000.00
- Entered savings / debt repayment
- BDT 10,000.00
Results update as you change the numbers.
Sample inputs. Enter your own rates and fees. See assumptions below.
Formula, example & assumptions
Behind the answer
How it works
Unallocated = income − needs − wants − savings. Guideline allocations are 50%, 30%, 20% of income.
Unallocated = income − needs − wants − savings. Guideline allocations are 50%, 30%, 20% of income.
A worked example
An income of 50,000 gives guideline amounts 25,000 for needs, 15,000 wants and 10,000 savings.