Credit card EMI calculator

Estimate installment payments and an upfront conversion fee.

Enter your details (BDT)

Dates

End dates follow the entered term; month-end dates use the last valid day. Dates do not change the interest calculation or adjust for bank holidays.

Your estimate

Monthly EMIBDT 41,666.67
Conversion fee (upfront)
BDT 0.00
Total interest
BDT 0.00
Total paid including fee
BDT 500,000.00

Results update as you change the numbers.

Sample inputs. Enter your own rates and fees. See assumptions below.

Formula, example & assumptions

Behind the answer

How it works

Monthly payment uses the reducing EMI formula; conversion fee = purchase × fee rate.

Monthly payment uses the reducing EMI formula; conversion fee = purchase × fee rate.

A worked example

A 12,000 zero-interest purchase over 12 months costs 1,000 monthly; a 1% upfront fee adds 120.