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Education loan calculator

Estimate payments after a study or grace period.

Enter your details (BDT)

Dates

End dates follow the entered term; month-end dates use the last valid day. Dates do not change the interest calculation or adjust for bank holidays. The end date includes the grace period before repayment.

Your estimate

Monthly EMI after grace periodBDT 18,600.01
Grace-period interest
BDT 60,000.00
Balance entering repayment
BDT 560,000.00
Total repayment
BDT 669,600.49
Total interest including grace
BDT 169,600.49

Results update as you change the numbers.

Sample inputs. Enter your own rates and fees. See assumptions below.

Formula, example & assumptions

Behind the answer

How it works

Repayment principal = loan + selected grace interest; apply monthly EMI over the repayment term.

Repayment principal = loan + selected grace interest; apply monthly EMI over the repayment term.

A worked example

12,000 at 10% with 12 months simple grace becomes 13,200 before repayments.