FDR calculator
Estimate fixed-deposit interest and maturity using your own rate.
Your estimate
Estimated maturityBDT 106,000.00after 12 months
- Total deposited
- BDT 100,000.00
- Gross interest earned
- BDT 6,000.00
- Tax deducted from interest
- BDT 0.00
Results update as you change the numbers.
Currency sets the display unit; amounts are not converted. Example rates only. Enter your bank’s rate. Estimates exclude fees; bank payout and day-count rules may differ. Tax is deducted at maturity using your entered rate.
Formula, example & assumptions
Behind the answer
How it works
P is the single deposit, r is the annual percentage rate divided by 100, t is months divided by 12, and n is the selected annual compounding frequency. Compound interest assumes reinvestment; simple interest does not.
Simple: P × (1 + r × t). Compound: P × (1 + r ÷ n)^(n × t).
A worked example
A deposit of 100,000 at 6% for 12 months with simple interest earns 6,000 and matures at 106,000, before taxes and fees.