Loan balance calculator

See how much principal remains after monthly payments.

Enter your details (BDT)

Dates

End dates follow the entered term; month-end dates use the last valid day. Dates do not change the interest calculation or adjust for bank holidays.

Your estimate

Remaining balanceBDT 352,792.22
Monthly EMI
BDT 16,607.15
Principal repaid
BDT 147,207.78
Payments remaining
24 months

Results update as you change the numbers.

Sample inputs. Enter your own rates and fees. See assumptions below.

Formula, example & assumptions

Behind the answer

How it works

Balance = EMI × present-value factor for remaining payments.

Balance = EMI × present-value factor for remaining payments.

A worked example

A zero-rate loan of 12,000 over 12 months has 9,000 remaining after 3 payments.